Innovative Insurance Management Ltd

About Us

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. As an insurance broker, we can access the market to obtain the best insurance product to fit your needs. Life - Disability- Critical Illness- Investments-Keyman Insurance- Buy Sell Agreements -Tax & Estate Planning.

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Our Team

Gail Baillie CFP

As a Certified Financial Planner, specializing in life insurance, living benefits and estate planning, my top priority is to build strong relationships with clients. Since you are all unique and at different stages in life, I will take the time to get to know you and your family or business, complete a detailed needs analysis of your situation and recommend the best company and product to meet your specific needs.

Gerry Abbott

An administrative assistant that will always go the extra mile to help each and every client.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

What is a Needs Analysis?

Based on assets , liabilities and the lifestyle determines the amount of insurance a person or business needs.

What is Critical Illness?

In the event of a big health emergency, such as cancer, heart attack, or stroke, it would pay out a large tax free amount to cover all your expenses.

Do I need disability insurance?

Most people do not have sufficient coverage to cover loss of income due to an illness or accident. I can help determine if you have enough by reviewing your current coverage.